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Have you ever wondered if you should have multiple life insurance policies? After all, if one is good, two or more are better, right? Well, they’re definitely more. And for some folks more than one life insurance policy can be a great – and necessary – thing.

Many employers offer life insurance for their employees - is this coverage enough? While the life insurance coverage provided could seem like a great deal initially, there are some key points to keep in mind when deciding if it’s right for you and your family.

The fact that you’re reading this means you’re probably past your happy-go-lucky early college years. Instead, you likely have responsibilities and people you deeply love who depend on you. The last thing you want is from some unforeseen circumstance requiring coverage to spring up while “get life insurance” is still on your To-Do List.