Blogs

Whether you run two vehicles or two hundred, fleet management comes with serious responsibility, and serious exposure. Keeping your drivers and vehicles protected takes planning and coverage, and Althans Insurance Agency is here to help, with commercial auto coverage to fit your needs.

A safe workplace isn’t just good for employees–it’s good for business. And companies with strong safety cultures can often enjoy lower claims, fewer interruptions, and reduced insurance costs.

The modern workforce is shifting and more professionals are self-employed or working on contract than ever before. This makes for a varied and versatile experience, but being independent also means taking on your own risks.

No matter where you live or do business–from Cleveland, Ohio to the western edge of the continent and beyond–severe weather and natural disasters are becoming more frequent and costly. Commercial property insurance helps businesses to be able to confidently rebuild and recover when nature does her worst.

Nonprofit organizations operate with purpose, but they face many of the same risks as for-profit companies. Passion won’t eliminate risk and even organizations doing good work face wide-ranging real-world liabilities.

Manufacturing is complex. From supply chain disruptions to product liability, risks can appear where you least expect them and take a serious toll on your success. The right insurance package that’s tailored to your risk exposures protects your operations, your people, and your bottom line.

As your business evolves, so do your risks. Maybe you’ve added vehicles, hired more staff, or expanded to new locations. If your insurance policies haven’t kept up, you might be unknowingly underinsured and unprotected in the face of unpredictability.

Every business is digital today. Whether storing client data, managing payroll, or operating online, every business can become a potential target for cybercrime. At Althans Insurance Agency, we help companies strengthen their cyber resilience.

When it comes to insurance, you’re happy you have it when something goes wrong. It’s the rest of the time, when business seems to be sailing along, that you could be led to question the value of your policy and even doubt that you need it. That’s especially true as costs rise across the board.

While, buying an insurance policy helps to protect your business, it’s only one part of the equation. True protection comes from incorporating proactive risk management strategies. Here we’ll get into the differences between the two and how Althans Insurance Agency is ready to help.

Construction is high-stakes work. Heavy equipment, tight deadlines, subcontractors, and changing job sites create a perfect storm of risk. At Althans Insurance Agency, we specialize in helping construction businesses build a solid foundation of protection.

At Althans Insurance, we help businesses navigate the complexities of coverage. Here’s our breakdown of core policies that we think every growing business should consider.

We're here with the need-to-know basics you should keep in mind when deciding on a homeowners insurance policy.

Everyone has an opinion when it comes to bicycles on the road. But no matter what side of the debate you may find yourself on, we all just want to get to our destination safely. So, since knowledge is power, read on for tips on safely sharing the road with cyclists and maybe even minimizing some of the frustrations. 

Have you ever wondered if you should have multiple life insurance policies? After all, if one is good, two or more are better, right? Well, they’re definitely more. And for some folks more than one life insurance policy can be a great – and necessary – thing.

The fact that you’re reading this means you’re probably past your happy-go-lucky early college years. Instead, you likely have responsibilities and people you deeply love who depend on you. The last thing you want is from some unforeseen circumstance requiring coverage to spring up while “get life insurance” is still on your To-Do List.

Whether having your hands in the soil means being a top-notch plant parent to rare indoor and tropical varieties, growing your own bumper crop of edibles, or finding ways to make your current gardens more environmentally friendly, there’s space for everyone in the garden. 

Blue skies, crisp breeze, and floral scents in the air – we’re now deep into spring. Mother Nature’s cues naturally rouse and inspire us to get moving with the promise of better times ahead. Keep that good feeling going with a fresh, clean start!

After a season of snow, ice, and salt-coated roads, our vehicles could probably use some TLC. Here are some common tasks that come around every spring and can make a big difference to your car’s safety and overall performance throughout the year!